Vanderburgh County - Open Enrollment

11/02/09 – 11/20/09

 

 

Vanderburgh County will be offering the same three plan designs for 2010 through Welborn Health Plans.  There are no changes to the plan for 2010.  If you are happy with your current selections, you don’t have to do anything.  All three plans will include the “Multiplan Coverage” so you are not limited to physicians and facilities in the Evansville area.  Multiplan offers an extensive network of national providers across the U.S. with co-pays and coverage at In-Network Benefits.  

 

To verify your physician and hospital choices you can use this link to take you to the Physician Directory  http://www.welbornhealthplans.com/employer/providers.html  Just select “Group Members” then “Physician Directories” and scroll down the website page and click on Deaconess or Deaconess/St. Mary’s.  Scroll down further to see the Multiplan and PHCS Network directories.

 

To make any changes to your insurance please attend one of the meetings listed below.  Insurance representatives will be available to help you complete the needed forms or self service forms are available on line:

 

Information, applications and change forms for Medical, Dental, and Vision are available on-line using the following link: 

http://www.vanderburgh.org/auditor/index_pr.html         (if you can’t open: highlight, Ctrl + Click)

 

You can print and complete the on-line forms and mail or scan to the Auditor’s office  at: 

 

            Vanderburgh County Auditor’s Office

            Jane Laib

1 N.W.M.L. King Jr. Blvd

            Room 208

            Evansville IN  47708-1832

            jlaib@vanderburghgov.org

 

            (Please list a daytime phone number or email address)

 

·         Open enrollment is November 2nd through November 20th.   Forms received after that date will not be accepted..New 2010 premiums will be withheld from your December payroll checks on 12/11/09 and 12/23/09.  The December deductions pay for January insurance.

 

·         Open enrollment is the annual time period that allows full time eligible employees to make changes (additions or deletions) to their current health, dental, vision, and supplemental plans.  This is the only time during the year that you are permitted to make changes to your insurance plans and dependents without a qualifying event!  Qualifying Events are: birth, adoption, marriage, death, non-qualified dependent, and loss of coverage.  You must request enrollment or termination within 31 days of these qualifying events or wait until the next open enrollment period.

 

·         New Supplemental Life Insurance:  Met Life Insurance will also have reps available at each meeting from November 5th on.  They will be offering Term Life Insurance coverage for employees and dependents at very reasonable rates.  You must speak to a Met Life Rep.

 

·         Representatives from ONB Insurance and Welborn Health Plans will be conducting Employee Meetings at the Civic Center Room 318 and at various jobsite locations on the dates listed below.     

 

 

Vanderburgh County - Open Enrollment Meetings

 

 

 

 

CIVIC CENTER

 

Room 318                    Thursday, November 5                        11:00a - 3:00p

Room 318                    Friday, November 13                           12:30a - 3:30p

Room 318                    Tuesday, November 17                       11:00a - 2:00p and 4:00p – 6:00p

 

 

 

VARIOUS LOCATIONS

 

Burdette Park                          Monday, November 2                             9:00a

Pigeon Trustee                        Monday, November 2                             9:00a

Knight Trustee                         Monday, November 2                           10:00a

 

Center Trustee                        Tuesday, November 3                           8:30a

Perry Trustee                          Tuesday, November 3                         10:00a

 

Engineer                                  Wednesday, November 4                      9:00a

Veteran’s Services                   Wednesday, November 4                      9:30a

Drug & Alcohol             Wednesday, November 4                    10:00a

 

The Centre                              Thursday, November 5                        10:00a

Weights/Measures                   Thursday, November 5                        10:00a

 

Sheriff/Confinement                 Friday, November 6                               5:30a

 

Scott Fire Dept                        Monday , November 9                            7:00a

Coop Extension                       Monday, November 9                             8:00a

Highway/Garage                      Monday, November 9                             1:30p

 

Sheriff/Confinement                 Thursday, November 12                        1:30p

 

Sheriff/All                                 Saturday, November 14                         9:00a  Training Center

 

Health Department                   Monday, November 16               9:00a

 

 

 

 

 

 

 

 

 

 

 

 

2010 HEALTH INSURANCE MONTHLY COSTS

 

 

Dental & Vision premium is withheld from the 1st pay per month.

 Medical premium is withheld from the 2nd pay per month.

 

INSURANCE

CHOICES:

 

PLAN TIER

 

 

EMPLOYEE

PAYS   8%

↓   ↓   ↓

 

VANDERBURGH COUNTY

EMPLOYER

PAYS  92%

 

TOTAL MONTHLY

COST 100%

 

 

WELBORN

HMO

 

Plan 1 -

Deaconess Only

 

Employee

47.06

541.21

588.27

 

Employee + spouse

94.12

1082.40

1176.52

 

Employee +

child or children

89.42

1028.27

1117.69

 

Family

141.18

1623.62

1764.80

 

 

WELBORN

HMO

 

Plan 2 - Dual

Deaconess/St. Mary’s

 

Employee

50.07

575.75

625.82

 

Employee + spouse

100.13

1151.49

1251.62

 

Employee +

child or children

95.12

1093.92

1189.04

 

Family

150.20

1727.24

1877.44

 

 

    WELBORN POS      

Plan 3 - Enhanced

Deductible Applies

$250/$500 or $500/$1000

 Out-of-Pocket

$1000/$2000 Network

$2,000/$4000 Non-Network

 

Employee

50.88

585.17

636.05

 

Employee + spouse

101.77

1170.36

1272.13

 

Employee +

child or children

96.68

1111.83

1208.51

 

Family

152.65

1755.53

1908.18

 

HEALTH

RESOURCES

DENTAL

 

 

Employee

26.78

--

26.78

 

Employee + 1

54.96

--

54.96

 

Family

93.83

--

93.83

 

 

UNITED HEALTHCARE VISION

No Rate Increase

 

Employee

6.83

--

6.83

 

Employee + 1

11.34

--

11.34

 

Family

19.56

--

19.56

 

MISCELLANEOUS REMINDERS:

   

Medicare Part D:  All three of our prescription plans are creditable with Medicare upon retirement.  You will not incur any penalty with Medicare when you roll directly from our plan to Medicare.

 

Humana Medicare Supplement for Retirees:  A Medicare Supplement Advantage Plan is offered by The Humana Group to any Vanderburgh County Retiree or their spouse/widow(er).  To be eligible you: are at least 65 years old, enrolled in Medicare Parts A & B,  have 10 years of County service and are vested in PERF.  You need to contact Morgan Hataway with Humana directly at 812/449-0678 or mhataway@humana.com.

 

PERF Rate:  The 2010 PERF Employer Contribution Rate will be 7.75%.  This is the amount that Vanderburgh County contributes towards your county pension. 

 

PERF On-Line:  www.perf.in.gov is your direct link with PERF.  Every full time Vanderburgh County employee needs to register with PERF.  Click on MEMBER LOG IN (green arrow) then REGISTER MY ACCOUNT.  You will enter a user ID and PERF will mail you a password within 48 hours.   After registration you will be able to access your account, statements, retirement calculators and make changes to investment funds, name, address and beneficiaries. 

 

Prescription Drug Coverage:  Approximately 70% of our renewal rate increase each year is attributed to prescription drug usage.  If we can lower that usage, we can lower our annual premiums.  Currently, Wal-mart, Sam’s Club, Target and Buehler’s Buylow all offer fantastic prices on Generic drugs without using your insurance.  These plans offer generic drugs with co-pays lower than your insurance co-pay.   You save money and help lower claims cost.   

 

If you have refills left, any of these stores can simply transfer your prescription and fill it.  If you are out of refills, have your doctor call in or write a new script.  Call or go online to get more information.

 

Dependent Status:   

Welborn Plans:            End of the Month age 19 if other coverage is available or apply for age 24 extension in writing to WHP.

End of Month age 24 if no other coverage is available and they are 50% dependent on the subscriber.

End of Year age 25 for Full Time Student

 

Health Resources Dental:        Covered through End of Month age 24

United Healthcare Vision:         Covered through End of Month age 24

 

 

Contact Information:

Our AFLAC representative is Laurel Seger and she can be contacted for Aflac changes at

812/634-2207 or laurel_seger@us.aflac.com.

 

Our Cincinnati Life representative is Tony Flittner and he can be reached at 424-5503 or tony@thdfins.com.

 

 

 

 

Open Enrollment Ends 4:30 p.m. November 20, 2009  – No Exceptions

 

Changes become effective January 1, 2010